Privacy Policy

At Arreglocredito.com, your privacy is very important to us. This Privacy Policy explains how we collect, use, and protect your information.

Information We Collect

Personal information such as your name, phone number, and email address when you complete our forms.

Credit report details when you authorize us to review your credit file through third-party providers.

Technical information such as IP address, browser type, and usage data for website analytics.

How We Use Your Information

To provide our credit restoration and financial education services.

To communicate with you regarding your case, appointments, and updates.

To comply with legal obligations under federal and state laws.

Sharing of Information

We do not sell or rent your personal information. We may share data only with:

Credit bureaus, when disputing inaccurate or unverifiable information on your behalf.

Trusted third-party service providers necessary to complete your requests.

Regulatory authorities, if required by law.

Your Rights

You have the right to access, update, or request deletion of your personal information.

You may opt out of communications at any time.

By law (Credit Repair Organizations Act – CROA), you may cancel services within 3 business days of signing a contract.

Data Security

We use reasonable safeguards to protect your data. However, no method of transmission over the internet is 100% secure.

Contact Us

If you have questions about this Privacy Policy, please contact us at:
📧 [email protected]
📞 407-749-6549

Terms & Conditions

By accessing or using Arreglocredito.com, you agree to the following terms:

Services

Arreglocredito.com provides credit restoration services in compliance with the Credit Repair Organizations Act (CROA),

the Fair Credit Reporting Act (FCRA), and applicable federal and state laws.

We do not guarantee specific credit scores or loan approvals. Results vary depending on your unique credit history.

Payment Policy

We do not charge upfront fees or monthly subscriptions.

You will only be billed after negative accounts are successfully deleted or corrected.

Accounts are classified as Regular ($45 per bureau) and Premium ($65 per bureau).

A one-time origination fee of $199 applies once you agree to proceed.

Client Rights

You may dispute information on your own with the credit bureaus at no cost.

You may cancel services within 3 business days of signing your agreement, without penalty.

We provide written documentation of all results obtained from the credit bureaus before billing.

Limitation of Liability

Arreglocredito.com is not liable for indirect or incidental damages arising from the use of our services.

Our total liability will not exceed the amount you paid for services rendered.

Governing Law

These Terms are governed by the laws of the State of Florida and applicable federal law.